I don't expect as many people to respond to simply being shown the problem and the general resources to look for a solution. I expect them to want an easy solution to be presented to them...and somebody to guide them through it.
I think you'll get a better response if you identify the best plan and exactly how to enroll (down to how to fill out the forms and select the investments). At least that's what I've tried to do, who knows?
...still I'm surprised you got such a small response. Disappointing.
I have a lot to say here about feeling "disappointed."
To everybody who is new: get used to the "disappointing" feeling. I am only involved because I found like-minded educators, spouses of educators like you, and a few genuine fiduciary FA around the country, and friends at my school district who CARE about our colleagues who continue to this day to be sold those terrible expensive products. I learned to get support and encouragement through the comradery, not from any kind of response from teachers.
I have some name recognition at LAUSD, but very few ever email me to ask a question. I also learned that I am doing the right thing and that all of us here are living in the future. Sooner or later, the situation where by the 4 million public educators are not getting any protection from ERISA, while 401k participants are will develope into a public discussion. But we are very far from that now. Only the newspapers talk about this because the few of us are talking to them. If it wasn't for the few of us, those NY Times articles would not come to fruition. It took Tara, the reporter, almost a year to put all of the complicated pieces together because our colleagues don't like the media, and are afraid to talk because some feel that their agent will get fired. I KID YOU NOT! I don't know about the unions in Florida, but here in California, the unions NEVER PUBLICALLy TALK about the 403(b).
I had paperback copies of my book "Fighting Powerful Interests" at the last investment workshop, and none of the 8 teachers took one! No one was interested, and my book was written for them, LAUSD employees. While at other workshops, folks were interested and took a paperback copy. I just give it away because very few educators will read a personal finance book, let alone buy it.
About ten years ago, one CalSTRS board member who liked what I was doing said to me that what I was doing will happen in the next decade. Well, it has been a decade, so it looks like it will take a little longer.
Ed, and anybody else, be patient and relentless. Never give up because of the response you are not getting. The insurance industry and their agents want us to give up and just talk about how wonderful our portfolios are here (I am very happy the few of us here do have wonderful portfolios, but our colleagues are not responding enough. They need face to face direction and even then it may not work).
The insurance industry or the mutual fund advisory firms do not want us to take on the unions, or to keep talking with the press, or organize in some manner to keep the discussion going outside of what we are doing here.