Many people turn to a professional for financial advice when they have a big problem to solve: How much do I need to save for my children’s college? Can I afford the bigger house? Will I run out of money in retirement?
The answers to these questions could vary — widely — depending on the type of financial adviser you work with. If you find yourself sitting across from an annuity sales agent, for example, chances are that person will find some way to justify an annuity. And that may not be the right solution