Boglehead poster A440 has been contributing to a Lincoln Investments 403b called “Retirement Solutions Participant-Directed Platform” (PDP) for over a year. The PDP is a Platform for those who do not want or need any help from a rep or an advisor. A440 is using Vanguard Admiral class funds and there is no Management/Wrap fee (as in their Retirement Solutions Premier Platform). There’s a $35/year Account Fee. BH poster Coolstavi has also signed up for the 457 PDP recently. Lincoln Investments’ 403bcompare info does not include the PDP, nor does Lincoln’s website mention the PDP.
Lincoln has an PDF application form for the PDP that Coolstavi included in an email to me. It’s not possible to include the PDF in a posting here or on the BH forum. The form is specifically for the PDP, either a 403b or a 457, both either traditional or Roth.
Dave Grant, you’ve mentioned Lincoln Investment several times. Can you tell us more about this Lincoln plan?