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kal

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  1. kal

    Excessive fees?

    Thanks so much, everyone. I value your advice. Sayonara to LSW. Will go with Vanguard. They have a good reputation from what I’ve read on the forum. Will probably move everything to Vanguard. Simplicity is good. Again, thank you.
  2. kal

    Excessive fees?

    Thank you, Bob. Yes, low-cost portfolio sounds great. Any ideas, guys? I love this forum...you guys are the best!
  3. kal

    Excessive fees?

    Voya investments are Voya Fixed Plus III, Vanguard Inflation Protected, Vanguard Total Stock Market, Vanguard Emerging Markets, Vanguard Developed Markets, PIMCO All asset.total value $210K. I signed up for the Easy Choice Elections- Retired Conservative. Not sure what my other options are-Vanguard or Fidelity? Don’t know what a 457b is. LSW is Life Insurance of the Southwest. I have an annuity invested in Standard and Poors 500-Ending Index. Value $105K. Thanks so much, guys, for the help. I’ve always chosen the most conservative approach as I don’t have a clue what I’m doing. Now, I’m just starting to get involved and I fear I’ve made some mistakes.
  4. kal

    Excessive fees?

    I am retired from LAUSD and have a 403b account with Voya. Your forum has made me aware of fees and I think I am a victim ...does $132.49/quarter sound excessive? If so, I’d appreciate some advice. To add to my financial woes, I also have an annuity through LSW. How fast should I get out of this? And where should I go. Thanks for any ideas.
  5. kal

    Equity-indexed Annuity

    Thanks for all the help. This is what I needed to hear. (I just signed up and used the Forum Board yesterday for the first time...interesting, informative and quite fun.) Again, thank you. Kal
  6. kal

    Equity-indexed Annuity

    I'm new at this money thing. I have an equity-indexed annuity with LSW. The salesman was a fast-talker and I thought I understood the plan at the time. Now I'm worried. I tried to get out of it, but the rep talked me back into it. Does anyone know about this company and/or about equity-indexed annuities? I'm unable to find out about the fees, particularly as they compare with similar products. Thanks for any help.
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