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  1. I am starting to worry about the next downturn when it comes and it will come. Some of you younger folks have seen nothing but good times in the last ten years. Things can change. Be prepared. Many pension funds for public workers already owe far more in retirement benefits than they have in the bank, and the problem will only grow worse if the economy slows down, according to a report released last week. The study from The Pew Charitable Trusts found that the New Jersey and Kentucky public pension funds are in such perilous shape that they risk running dry. https://www.cbsnews.com/news/study-some-public-pensions-funds-could-run-dry-in-downturn/
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