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  1. As most retirees and soon-to-retirees already know, Social Security is slated to run out of money in 2034 and, unless changes are made between now and then, beneficiaries beginning in that year will receive only 79% of what they otherwise would be owed. https://www.marketwatch.com/story/how-likely-is-it-that-social-security-will-go-broke-2019-01-07
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