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  1. I stumbled on an article about how the new tax law may affect me (https://www.madfientist.com/new-tax-law ) and saw info on the "Mega Backdoor Roth," but it references 401ks and not 403bs. I'm sure I'll have to talk to Valic, which I dread, to confirm -- but it sure sounds like (if my plan allows) I could do "in-service distributions" from my 403b into my Vanguard Traditional IRA, where I have lower expenses and fees, and more choices and control. I would potentially gain the higher contribution limits of my Valic 403b into my the Vanguard IRA which has quite low tax-deferred contribution limits. Is anyone here doing this already?
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