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Aspire or NEA Direct Invest

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TonyZ, it's great that Security Benefit is on your district's 403b vendor list. The target retirement funds in SB DI are too expensive, so you should go with the 3 Vanguard funds that Ed uses. 

If you decide you want to contribute to a 457 plan as well as to a 403b plan, Lincoln Investment is a very good choice for a NJ teacher. 

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