How Do I Determine What Our Teachers Are Paying In Fees? in 403(b) Forum Posted May 26, 2012 · Report reply Tony, congratulations on your appointment to this important position and your efforts to ensure your colleagues get a fair deal. I found Loeper's book called "Stop the 401k Ripoff" to be excellent, and he now has a newer book called "Stop the Retirement Ripoff". This gives good advice and methods for discovering the hidden fees. Available at Amazon. For many years I figured the reps, advisors, etc. were liars when I wanted to know about fees. I was wrong. All they know if what their companies teach them, and 99% of them have NO IDEA of what the fees are. Really, they don't. Unfortunately, that means you have to do the homework... hopefully you can get a colleague involved with you to help! Judy S.