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  1. I have a 403b with valic that in their Profile Mutual fund platform. It is not in a annuity, My wife in in a separate school district with valic as her sole provider The school distirct and Valic are saying she cannot use the profile platform, but only the tax deferred annuity platform. I am not sure I understand this...if Valic is their sole Vendor, and Valic is in charge of their compliance for the IRS, and Valic offers a profuct through their 403b system, why would she not be able to invest her retirement funds in this product?
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