Scotty, I thought that your reference to governmental plans included public schools and that they might be excluded from the regulations. I have seen some comments to the regulations that maintain public schools should not be included. Phil
It looks like Scottyd believes that the voluntary 403(b) accounts of educators who work in public school districts will not have to conform to the proposed regulations. How strong is that belief? There has been a significant amount of attention generated from public school officials, employees, and 403(b) providers aimed at preparing for the regulations. It would be helpful to get a better understanding of this.