I agree with Dave that the Pension Max strategy can make sense, but it depends on the difference in the pension payouts (max vs joint) and the health rating you receive from the insurance company. If you get a below average health rating than it will probably make sense to go with the joint life option from your pension instead. I also agree with Steve that term insurance is the only way to go.
Max Pension Payout - $61,000
Joint Pension Payout - $55,000
If you can get a $1,000,000 term policy for 20 years for $2k or $3k it might make sense for you