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kirklandfan

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  1. Thank you for the information.
  2. Sorry! I forgot to add the fees. Nationwide 457 plan is .60 fees. I keep wondering if it would better to figure out the roth backdoor steps and not contribute to roth 403b. I just thought it would be to complicated. I really don't want to pay Nationwide 457 fees, but the CD rates for five years in 2.08% at my credit union. I am going to retire 8 years. WHY ME thanks for the information you have already given.
  3. Hi, I make to much to contribute to a regular roth. Should I continue to contribute Vanguard 403b($2000), Roth Vanguard 403b ($600), and Nationwide 457 ($600). Would I be better off doing a backdoor roth ira? School First Credit Union only offers Nationwide 457? Your help will be appreciated.
  4. May I ask how is your portfolio fees .07? When I add up the fees I get .69. Am I adding this incorrectly?
  5. I have waited years for Vanguard to become a vendor in my district. I researched the Vanguard index fees and my Fidelity(Sparten) index funds seem to be lower. It looks like I have no access to Vanguard admiral index funds through my 403b. Am I just better off fee wise just staying with FSIVX, FSITX, and FSTVX? Any help or suggestions would be appreciated?
  6. I have waited years for Vanguard to become a vendor in my district. I researched the Vanguard index fees and my Fidelity(Sparten) index funds seem to be lower. It looks like I have no access to Vanguard admiral index funds through my 403b. Am I just better off fee wise just staying with FSIVX, FSITX, and FSTVX? Any help or suggestions would be apppreciated?
  7. I am 50 years old and plan to retire in 10 years. I have tried to teach myself about 403b's and allocations, but I am always second guessing my self on allocation. I am invested in FSTVX, FSITX, & FSIVX. I would like advice on allocation for my age and the funds I have chosen? Thanks in advance for any advice given
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