Crying Poverty in 403(b) Forum Posted Saturday at 07:25 PM · Report reply I know you’re not judging anybody in a negative way. I like the articles you link to. I’m just reacting to how this article made me feel on a personal level. If the author is going to discuss poverty and responsibility then IMO he must simultaneously acknowledge the realities of our economic structure. As my mom once told me, “I know it’s not fair, but this how you can get by playing their game.” I grew up on the higher end of poor and worked with pretty poor people. I now have a fancy job and work with people who are decidedly not poor. The poor people worked much harder and were less wasteful (not that they had much choice). It felt like this article was too focused on individuals’ mistakes. I’ve watched a political party echo that message as they’ve transformed the rules of our economy towards inequality (sometimes in a bipartisan way). They blame my generation’s circumstances on our desire to have avocados and toast for breakfast rather than on the structures they’ve intentionally built. They tell us our collective circumstances are a result of our flawed character rather than the system we were born into. This article reminded me of that type of argument because it was one sided.