Small District with a Few Choices in 403(b) Forum Posted 23 hours ago · Report reply 12 minutes ago, nashman50 said: Unfortunately, the district is unwilling to add any more vendors. I was told that they only had Nationwide up until this year and since they have added all the others they don't feel like they need to add any more. This is the docile attitude that allows the 403b/457b mess to persist. One of the greatest Americans to ever live taught us very plainly that, "Power concedes nothing without a demand. It never did and it never will." OCPS (FL) didn't "want" to add Vanguard and Fidelity when I initially ask and they certainly didn't feel like they "needed" to. However, they relented when I refused to drop the issue. This is just how power dynamics work. If you're quiet and accepting, you'll be taken advantage of.