403b Inquiry in 403(b) Forum Posted May 29 · Report reply Aspire is likely the best 403b you listed (unless your district somehow negotiated a special plan with the other vendors). I documented their plan here. It is one tier below the best plans out there (Vanguard, Fidelity, etc.), but still very much worth using. What are your 457b options? New York has a great state sponsored 457b that you can learn about by searching the form. It is better than Aspire. I also wrote an Investing 101 page here if you want to read up on the basics.