How is everybody doing? in 403(b) Forum Posted March 11 · Report reply 4 hours ago, ScottO said: What are the best ways you've found to keep others calm about their investments and explain why doing nothing is recommended? I don’t try to convince anybody to do anything because in my experience 90% of the time it is wasted energy. However, when people ask me how I feel, I tell them how much I’ve lost (usually quite a bit more than them) and how calm I am about dumping my next paycheck into the market. I think people find that level of confidence and emotional stability to be reassuring. 2 hours ago, tony said: But the cause of these loses this time is somewhat unique or at least it feels that way to me. But we will have to see what happens next. I know nothing and I don’t think anybody else does either. For all I know the virus was just the spark that triggered the selling process on an already overvalued market rather than being the main driver behind the selling. Let’s assume the sell off is 100% because of the virus. Financially speaking, it seems like a virus with a low mortality rate is less scary than a fundamentally and structurally unsound financial system where every institution is on the brink of collapse. It wouldn’t surprise me at all if we bounce back from this within the next 12 months.