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  1. Thank you so much for the information, EdLaFave!
  2. Thank you for the link. I'm interested in finding out whether the FRS Investment Plan is a good option for me. What kind of information do you need? By default I was put in the pension plan and the VALIC rep recommended it even though it takes 8 years to vest. I'm not sure if I plan to work for the state of Florida that long but I do have one chance to switch to the Investment Plan. At the moment, I'm not sure about my career path. As a speech-language pathologist working in a public school, I'm paid on the teacher's salary schedule but I have the option of working in other settings such as private practices, hospitals, and skilled nursing facilities. However, I'm not too keen on working in the medical setting. What made the pension plan less attractive for your wife?
  3. Does that mean I shouldn't invest in any of the options available to me for now?
  4. That would be great! Please share the information with me when you have the chance.
  5. I was afraid that all the options were bad. I don't have a spouse but I just opened a Roth IRA through Vanguard and I plan to max it for 2017 and 2018.
  6. I'm 26 and I have been working in a public school for one year in Florida, which makes me eligible for a 403(b), a Roth 403(b) and a 457. Do you have any recommendations from those options? Finance is far from my area of expertise and I’m having trouble deciphering the chart that compares the vendor’s fees, including expense ratios: http://www.broward.k12.fl.us/benefits/services/docs/financial planning/SBBC TSA Vendor Charge Comparison 010117.pdf Does anybody have positive or negative feedback on any of these vendors? AXA - 403(b), 457(b) & Roth Plans Life Insurance Company of the Southwest (National Life Group) 403(b), 457(b) & Roth Plans MetLife - ROTH & Mutual Fund Valic - 403(b), 457(b) & Roth Plans Voya/ING - 403(b) , 457(b) & Roth Plans
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