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Jim K

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  1. Jim K

    403(b) Vs 457(b)

    My daughter asked me for some help. She is early in her career as a university faculty member with a retirement (defined benefit) plan. She has the option of contributing (no match) to a 403(b) or 457(b) plan (the same providers for both plans: AIG-Valic, Fidelity, and TIAA-CREF). Can someone tell me if there is a significant difference to her in either the 403(b) or 457(b)? The only difference I see appears to be if she were late in her career and wanted to do some extra ‘catching up.’ Thanks for any advice that I can pass along to her.
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