Hello everyone, I'm new here. My third party company at my school district recently changed. With that, came some positive changes for me. One is that I previously wasn't able to contribute to a 457. Now we have one. Not only that, but I can pick between the Roth or pre-tax. My vendor for the 457 b is Encompass. As far as my situation, I am almost 53. Have been teaching in CA for 25 years. I will retire in 6 1/2 years, 2025. I currently make $104,000. I also have a 403 b. I will continue contributing into that, and have Vanguard as an option which is awesome. My questions are:
1) Encompass? I can't find anything about them. Has anyone heard of them? How are the investment option, fees, etc.
2) With my new company, I can now pick either the pre tax or roth in both my 457 b and my 403 b. I am curious what everyone thinks would be best?