457 plan fees too high? What are my options? in 457 Forum Posted May 16 · Report reply Holy smokes......It's been over 2 months since my initial post on this thread. I am happy to say that a large chunk of my money has been finally moved to my new Fidelity account. Fidelity was great to work with. My former provider (Security Benefit) was a pain to work with and made things difficult. My third party provider was not as helpful as I had hoped. They helped to answer questions but there was nothing they really did to help make the transfer any easier. I thought they would be more helpful and do most of the work for me. Not the case at all. I was able to transfer $55,000 out as "free money". The remainder would incur the rolling surrender charge. I stopped contributions to Security Benefit and moved those to Fidelity. My plan is to check back in with Security Benefit and have them run my "free money" numbers and repeat this process for the next few years until the surrender charges make sense or I just get tired of getting all of the signatures needed. The process is a pain and takes much longer than I anticipated but worth it in the end and should get easier now that I know exactly what to do. Future years will be a rinse and repeat cycle. I really appreciate the responses on this thread and can't thank krow36 enough for your insight and suggestions. You were a huge help and you were spot on with your advice.