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Advising my Teacher Wife

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  1. My wife is a teacher in Iowa. We are looking at her 403B options. I am including a link to the 403B investment options in hopes that you guys can help to educate me. VTSAX is one of the options and is listed with a fee of 0.26. VITSX is listed under the Voya options at 0.04. Are these fees in line with typical expenses. I noticed that at the top of the Horace Mann options, where the VTSAX is listed, it says that a .20 administrative fee is included in the fund fee. Is that typical? Sorry if this is too many questions but I figured you guys may be able to save me a day of google search. https://das.iowa.gov/sites/default/files/hr/ric/documents/prod_fees.pdf
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