Sorry for the long response time. I can't do anything until I receive a transaction history from Principal (carrier of the 403B), which takes weeks.
Let me provide more details, I apologize now for using any incorrect terminology as this is not my field and I am learning.
After 5 years working for my charter school in NYC you become "fully vested" (Yes, Ed, employer contribution), so I decided to check my retirement account at Principal. (Full disclosure, hadn't checked it in 5 years. (And side note I am paying dearly for my ignorance and many things I did not fully pay attention to and won't do again, lesson learned). Anyway, I just trusted this money was there, etc. So I was shocked to find out that there is/was 0.00 dollars in this account. I'm like, what the hell?
So I call principal and they tell me that I was enrolled at 4% in Sept 2014 and my employer changed my contributions from 4% to 0% in Aug 2015. I was never notified, knew nothing about it and would guess that this is some clerical error from someone who had been doing their job a whole of 2 months. Bottom line, I'm thinking I have retirement contribution. And in traditional Charter school style turnover the people in HR now aren't the ones from 5 years ago. They are telling me that I never enrolled. Principal says otherwise and I've been waiting on this document for a minute. As of Sept 1 I will also no longer be an employee, so they aren't going to get an opportunity to make it right by allowing me on the 403B at this point.
My questions: is this legal, is it worth pursuing? I know I'm out what I should have put in but I at the very least want to file a complaint (with who?) and the most maybe recover the 4% my employer should have been contributing to this account.
What should I do now?
Thanks for your help and advice!