Prediction: half of financial advisers will be gone in the next 10-15 years in 403(b) Forum Posted November 4, 2019 · Report reply Before I started working for the schools I looked for a FEE ONLY advisor that I could pay for 1-2 hours of time to get me started on the right course. They are almost impossible to find. Even ones that advertise as fee only want you to move all of your money under them, etc. I honestly never found someone experienced that I could pay for 1-2 hours of advise. I just wanted to know if my plans for my vanguard funds was reasonable and if there was anything I was missing. Hopefully someone will start doing this more.