I am a teacher in Florida, and I currently have the following choices for my 403(b). I am currently with Suncoast (a local credit union, and shame on me, but it was convenient to set up at the time) though they are now combining with Nationwide, effective early June. I am a 64-year-old career changer, so I have only taught for 4 years so far and likely will teach for another 4-5 years or so. I have been looking to max out my contributions lately, a move that has probably not worked out in the best way considering the events of recent months! Nevertheless, I do not need the funds currently and I believe the tax savings due to the income referrals will offset the current disadvantages so I hope to continue making contributions. I am not interested in an annuity.
I would like feedback on both the plan to maximize my contributions and where I should put my contributions going forward.
American Century 403(b) & 457
Fidelity Retirement Services 403(b) & 457
The Legend Group 403(b)
PlanMember Securities 403(b) & 457
Ameriprise (Riversource) Life 403(b)
Suncoast Nationwide 403(b) & 457
AIG Retirement Services (VALIC) 403(b) & 457
Thank you in advance for your time and assistance.