I'm a Teacher in California. If the Calstrs Pension is still around when I retire, I will receive one in the $50,000 range.
Would it make more sense to contribute a Roth 403b to not be taxed on withdrawals during retirement compared to a Traditional 403b?
If my district doesn't offer Roth 403b or Roth 457b, should I still look into contributing to traditional 403b or 457b accounts? Should I hold off and get my district to add Roth 403b and 457b accounts? If they don't add the Roth option, are traditional 403b and 457b still good retirement options considering the pension?