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  1. Hi, My wife and I are both retired teachers on pensions. We took a 403b withdrawal in January for home improvements. I was working FT in a non teaching situation but have been furloughed since April and receiving unemployment. With the newly passed bill, we are about 2k over the 150,000 limit to have taxes waived on the first 10,200 of unemployment. Do we have any options to lower our adjusted gross income by the 2k? The difference is almost $3,000 out of pocket.
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