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  1. I started a NLG/LISW Elite 5 403B in April 2012. I stopped contributing this past January. I have 92K total balance. Surrender Value is 89.5K. I have a Bonus Accumulation value of 4600. that is accessible in the 11-15th years. I will retire this summer at 56 years old. Do I sit tight or make a move? Lost in FL.
  2. My wife has an Elite 5 403B with NLG/LISW. Issue date was 4/9/2012. She will probably retire this year at age 56. Total balance is 92k. Surrender value is 89.5k. Bonus accumulation value is 4600. Can't get to BAV until years 11-15. What should we do at this point? Lost in FL.....
  3. My wife has an Elite 5 403B with NLG/LISW. Issue date was 4/9/2012. She will probably retire this year at age 56. Total balance is 92k. Surrender value is 89.5k. Bonus accumulation value is 4600. Can't get to BAV until years 11-15. What should we do at this point? Lost in FL.....
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