Unhappy Ing Client At M* in 403(b) Forum Posted July 8, 2005 · Report reply You could put that calendar aside! Please don't be fooled by the current account value. They have been quite unsuccessful! They are in the process of transferring all of their loaded mutual funds to a no-load firm. They are embarrassed to learn that they paid $100,000 in fees to the brokerages over the past dozen years. I hope I'm unsuccessful enough to pay $100k in fees and retire with more than a million dollars. I could really wallow in that sort of dismal failure.