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  1. I would first suggest that you read previous articles refered to on the 403(b) side regarding the type of plan you are looking at and the fees associated with it. You might look at lower priced products. If you compare the pre-tax advantage of your plan with pay-as-you-go type of plans earning the same assumed rate of return, then I believe any financial calculator would indicate that the pre-tax plan will out perform an after tax plan when you reach the finish line. Hope this helps!
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