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  1. My school district already has a 403(b) plan and is in the process of setting up a 457. I understand that you can use part of your contribution to purchase life insurance in lieu of mutual funds. I also understand that the % of contribution depends on what type of insurance: Term vs Whole Life. I am very healthy and would like to take part of my contribution and purchase life insurance, any assistance from anyone would be greatly appreciated. I am over 50 and plan on maximizing my contribution of $15,000.
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