Contact With Tpa in 403(b) Forum Posted March 24, 2014 · Report reply I appreciate the advice and help. It's time I contact payroll again. Since my last discussion with her I've ahd contact with three of the vendor reps. Although I am not the most informed person in this area, I believe the reps figured out I pretty much knew what I was talking about in regard to high vs. low cost products. At that point all three told me they had nothing in the category of low cost prodcuts and should invest outside the 403b. That's not a good thing to hear. I'd like to ask one more thing of you folks if I could. Employer Admin. Services is our TPA. Their rep told me to submit names of possible vendors to my district and if they signed the agreement the company could be added. Does anyone with experience with EAS know of a vendor that has been added that would be considered a low cost vendor? Or can someone suggest a company that I mention to the district as a possible vendor? Our list consists of Horace Mann, Met Life (our new superintendent's choice), ING ING ReliaStar, Valic, Security Benefit, Ameriprise and I have asked about Fidelity, Vanguard, and Tiaa-CREF(these are not willing to sign on). Again, any advice is appreciated. There is a way that you will likely have access to and it is through a company called Aspire Financial. https://www.aspireonline.com/ I know they have worked in a bunch of scenarios with TPA's similar to yours. They basically have access to a mutual fund platform with 20,000 choices. They charge something the $40/hd and 15 basis points so there is a little cost but that is miniscule compared to the insurance crap and the fund company would charge something annually until your account reaches a certain level anyway.