I have a voluntary 403B account with the hospital with which I am employed. This voluntary plan is administered by Citistreet who is beyond bad. I do 90-24 transfers on a periodic basis and they are always messed up. When I speak to Human Resource Dept they will not let me set up a Salary Reduction Agreement with another mutual fund company, thus restricting me on how I can invest my VOLUNTARY contributions. If it were not for the sizeable tax reduction I would stop this foolishness immediatlely. Can I challege this in any way? This is a 403B-7, or mutual fund account.