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  1. I looked up the returns that people shared from 2011. Recall, 2011, the S&P was flat and the international markets took a big hit. Here are the returns for 2011: Steve: 2.7% same allocation as this year. 30/70 Tony: 0.0% I believe the same allocation. 65/35 Dan O: -.37, target retirement fund DK: -6.5, Dk is still in his 20s and taking more risk, good for him! Kat: between 2 and 3 % return And CalSTRS, our pension plan calendar year return for 2011: 2.3% Please share your return for 2012 click here
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