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  1. Hi everyone! I just learned about this site/the podcast. I'm in my 5th year of teaching, but do not currently have a 403b plan. I'm depressed because my district doesn't have Vanguard as an option which seems to be the favorite one. My options are: Metlife, Valic, Lincoln Investments, Voya Financial/ReliaStar, and AXA advisors. My district endorses Valic, but I've heard negative things. Does anyone have an opinion on one, or experience (good or bad). Thanks so much in advance!
  2. Hello, I am a teacher in an elementary public school in Illinois. Recently our school district is offering us 403b plans with the following providers: Brighthouse Life INS (Metlife CT/Travelers) Lincoln Investment Planning Roth - Brighthouse Life INS (Metlife CT/Travelers) Roth - Lincoln Investment Roth - Valic Roth - Voya Financial (Reliastar) Valic Voya Financial (Reliastar) I have been teaching for 15 years and I am planning to do so for 7 or 8 more. I am in a position where from now on I could contribute the maximum amount of money per year in a 403b plan ($18,500) and also for a Roth which if I am not wrong is around $5,000. It is not an easy job to gather information about these providers and their plans to better decide the best option. What would you do? Any advices / ideas? Any contribution is greatly appreciated, Thanks
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