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  1. The stock market wasn’t going to create wealth forever. So what about the FIRE movement? I personally mentioned in my posts as did others that the early retirement Fire movement might have been a bit too optimistic and perhaps a tad unrealistic.. Now things have changed as they eventually always do for one reason or another. We'll see how everyone adjusts. Link to article is below. https://www.nytimes.com/2020/04/02/style/fire-movement-stock-market-coronavirus.html?algo=top_conversion&fellback=false&imp_id=718283461&imp_id=14773195&action=click&module=Most Popular&pgtype=Homepage
  2. Not exactly related to 403b but certainly applicable to the topic of retirement and planning ahead for your future which sometimes can be uncertain. You will recognize the author who has written about 403b plans previously. For a rapidly growing share of older Americans, traditional ideas about life in retirement are being upended by a dismal reality: bankruptcy.The signs of potential trouble — vanishing pensions, soaring medical expenses, inadequate savings — have been building for years. https://www.nytimes.com/2018/08/05/business/bankruptcy-older-americans.html?fallback=0&recId=18yUD9jEBtHS5djSsmeI08gbhgA&geoContinent=NA&geoRegion=CA&recAlloc=thompson_sampling_story&geoCountry=US&blockId=signature-journalism-vi&imp_id=785613265
  3. “The term ‘financial adviser’ is so used and misused that it means almost nothing". So its important to know what you are getting. The folks selling insurance products and high cost mutual funds are not the real financial advisors so please don't be confused. https://www.nytimes.com/2018/04/20/smarter-living/why-you-should-hire-a-financial-planner.html?recid=13WmAZ9OnOVe3yk38JNpVrvWGud&sl_l=1&sl_rec=editorial&contentCollection=smarter-living&mData=articles%5B%5D%3Dhttps%3A%2F%2Fwww.nytimes.com%2F2018%2F04%2F20%2Fsmarter-living%2Fwhy-you-should-hire-a-financial-planner.html%3Frecid%3D13WmAZ9OnOVe3yk38JNpVrvWGud%26sl_l%3D1%26sl_rec%3Deditorial%26articles%5B%5D%3Dhttps%3A%2F%2Fwww.nytimes.com%2F2018%2F04%2F19%2Fbooks%2Freview%2F11-new-books-we-recommend-this-week.html%3Frecid%3D13WmAZ9OnOVe3yk38JNpVrvWGud%26sl_rec%3Deditorial&hp&action=click&pgtype=Homepage&clickSource=story-heading&module=smarterLiving-promo-region&region=smarterLiving-promo-region&WT.nav=smarterLiving-promo-region
  4. Many people turn to a professional for financial advice when they have a big problem to solve: How much do I need to save for my children’s college? Can I afford the bigger house? Will I run out of money in retirement? The answers to these questions could vary — widely — depending on the type of financial adviser you work with. If you find yourself sitting across from an annuity sales agent, for example, chances are that person will find some way to justify an annuity. And that may not be the right solution https://www.nytimes.com/2017/06/18/your-money/financial-planners/financial-planner-advice.html?hp&action=click&pgtype=Homepage&clickSource=story-heading&module=smarterLiving-promo-region&region=smarterLiving-promo-region&WT.nav=smarterLiving-promo-region&_r=0
  5. The Money Talk, capital “M” and capital “T,” is overrated. As with the Talk, children can sense that one is coming. And if they get antsy, your words will go in one ear and out the other. http://www.nytimes.com/2016/06/18/your-money/the-money-letter-that-every-parent-should-write.html?&moduleDetail=section-news-1&action=click&contentCollection=Your%20Money&region=Footer&module=MoreInSection&version=WhatsNext&contentID=WhatsNext&pgtype=article
  6. High fees, often hidden from view, are still enriching many advisers and financial services companies at the expense of ordinary people who are struggling to salt away savings. The problem has persisted year after year. A new analysis of mutual fund data confirms its severity. http://www.nytimes.com/2016/04/24/your-money/the-high-fees-you-dont-see-can-hurt-you.html?src=mv&_r=0
  7. Live in the moment: If you’re skiing, surfing or scuba diving, that’s the way to go. But if you’re investing, that approach can lead to disaster. http://www.nytimes.com/2015/06/07/your-money/the-high-cost-of-investing-like-a-daredevil.html?ref=business&_r=1
  8. Ronald Tussey , An inexperienced litigant, he became caught up in a complex legal battle when he accused a former employer of violating its fiduciary duties in his retirement plan. Credit http://www.nytimes.com/2014/11/08/your-money/hidden-costs-of-401-k-plans.html?action=click&contentCollection=Pro%20Football&module=MostEmailed&version=Full&region=Marginalia&src=me&pgtype=article
  9. http://www.nytimes.com/2014/10/12/business/mutfund/before-the-advice-check-out-the-adviser.html?ref=mutfund
  10. http://www.nytimes.com/2014/01/12/business/mutfund/in-fund-expenses-tenths-of-a-point-mean-a-lot.html?ref=mutfund
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