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I'm finally getting a hold of my finances and have crawled out from under AXA and away from a fee-based adviser, thanks to the New York Times articles and 403bwise. I do, however, have a question as I am moving forward. I just completed a contract exchange from class A shares in American Funds to Aspire, where I have another 403b to which I currently contribute. I understand that my money transferred in will not be co-mingled with my current account. Must I continue with the same American Funds under the Aspire platform? Or can I sell and purchase Vanguard funds, as I believe the fees are much lower. If I must keep the American Funds, can I at least change the asset allocations? Aspire referred me to their Class A shares expert, but I have not been able to get a hold of him yet. Thank you for your input.