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If your are new to retirement savings this is a fairly comprehensive but easy to understand guide. Not everyone who lurks here asks questions directly. https://www.nytimes.com/guides/business/saving-money-for-retirement?em_pos=small&emc=edit_my_20190429&nl=your-money&nl_art=7&nlid=20007425emc%3Dedit_my_20190429&ref=headline&te=1