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IPX was recently added to my districts plan. The promoted access to dozens of low priced Fidelity funds for fee of $50 a year. I was supper excited and after reviewing the entire list, which I shared attached to this post, I decided to open an account. There was a catch with IPX though. They put me through a bait and switch. After I signed up for the account I noticed that not all of the investments that were disclosed to me before I started the account were available. When I questioned this they said "We are QA'ing the Fidelity fund list and should be pushing out to the system the list i first shared with you. Would think it will be there by early next week." After the week the fund list was refreshed, but with out many of the low cost investments that were originally advertised. When I question this again, the representative apologized and said "Good morning. There were several funds from the original list that I sent to you which are cannot be included in the lineup. Most of those were the institutional index funds which had to be deleted. I apologize that they were included in that original list provided. Please let me know of any additional questions I can answer for you." Needless to say I will not be doing business with IPX. I will be going with Vanguard instead. Please make sure you watch these companies. We need to keep them honest. Thanks agin to all that post here for your support and guidance. Enjoy. JC fidelity p3 funds (1).xlsx
Hi Everyone, My district just added two new vendors to our list. IPX and Vanguard. Which would you choose: Vanguard $60 a year or IPX with Fidelity Funds for $50 a year? I'm a Fidelity investor, the fund I am interested in are on average less expensive than Vanguard, but my money would be house with IPX not Fidelity directly. Thoughts? JC
Has anyone ever dealt with a company called IPX https://www.ipxplatform.com/overview/ They just came online as an Omni P3 provider. They seem to be set up just like Aspire, but their cost structure is better. For Vanguard Admiral share funds it costs $86 which includes Omni's $36, Vanguards fees and IPX fees. For Fidelity funds it costs $50 which includes Omni's $36, Fidelities fees and IPX fees. or their Fund Portal option which is $50 & .2% This includes a bunch of investment options. I'm not sure why you would do the Vanguard one or the Fund Portal since Vanguard itself only charges $60 a year and my district pays Omni's $36 or the Fund Portal option. But $50 for access to a boatload of Fidelity funds sounds great. Has anyone heard or dealt with IPX before?? Thanks in advance. JC