tony 0 Report post Posted September 9, 2015 Concern about outliving one’s wealth is a major fear in the minds of Americans over 50 years old. Most retirees cannot re-enter the labor force under the same terms that they exited it, so their assets must constitute their lifetime income . And if they suffer poor returns early in their retirement, it means that their sustainable withdrawal rate will likely be sharply lower. Their standard of living will be more vulnerable to market volatility, and extra caution is warranted. http://www.fa-mag.com/news/why-4--could-fail-22881.html Quote Share this post Link to post Share on other sites