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I met with my Valic rep today. I have asked him if there were any other investment options besides their annuity plans (Portfolio Director). They have two that they can offer. One is through Schwab and the other is straight mutual funds without an annuity tie. I checked out the Schwab plan and it looks okay. But I don't know much about the other plan that the rep called "RSVP." He told me that the expenses are not that much lower than the ones in the Portfolio Director, which I think they should be. He's going to get me some more information. Does anyone know about the RSVP plan?

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