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Carrots and Sticks

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FINANCIAL FREEDOM is the ability to spend our days doing what we love—and, with any luck, it will come with age. As we amass more wealth, we should become less motivated by fears of layoffs and hopes of bigger paychecks. Instead, our motivation should come from within, because we are increasingly free to focus on the things we’re passionate about. This, I believe, is one of the three pillars of a happy financial life: We have fewer money worries, we have the wherewithal to enjoy special times with friends and family—and we have the freedom to spend our days engaged in work we love.



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