Jump to content
ayla808

Hawaii DOE provider choices

Recommended Posts

Hi everyone,

These are the providers I have to choose from: https://www.nbsbenefits.com/HawaiiDOE/providers.php  I believe I can also choose the Island Savings Plan from Prudential, although it's not on this list.  From what I've read, I'm thinking Aspire might be my best choice but I would love any advice you can give.  I also have an account with Valic from my previous job, so I will have to do a direct transfer.  Thanks in advance for your help!

Share this post


Link to post
Share on other sites

It looks like you could go to Aspire and self direct the account without an Advisor and choose A Vanguard or Fidelity index  fund or target fund portfolio.Also since you have Security Benefit, you have access to NEA Direct Invest which has a few very low cost options . You go to the Security Benefit webpage and fill out and send in the appropriate forms without a financial salesperson's help.

Either option would work for you with Direct Invest being a little lower cost option than Aspire but with more limited options than Aspire but good enough options nevertheless. Direct Invest has been more of a challenge to get enrolled in in some school districts  and the process I hear can be painfully slow for some.

If you go into the 403b wise forum archives , much as been written both about Aspire and NEA Direct Invest.

Share this post


Link to post
Share on other sites

You can build a fully diversified portfolio with rock bottom costs via Security Benefit’s NEA DirectInvest, which I documented here.

I’m not sure if you have access to a 457b, but that’s worth your time to look into if you’re maxing out the 403b.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...

×
×
  • Create New...